EM News

Tool Loans
Empire employees are now eligible for a line of credit up $4500 to purchase tools through Empire Southwest Parts Department. Call EM Federal Credit Union for details.

Get your Free Credit Report
As of December 1, 2004, Arizona residents can receive one free credit report each year. You can request your credit report by visiting www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit report online for free. Or, call 877-322-8228.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government


Welcome to the EM Federal Credit Union Family!

As a chartered credit union, our field of membership is open to employees of Empire Southwest and its divisions, as well as their immediate families. Since March 8, 1952, E M Federal Credit Union has become more than just a financial institution, it has become a family. Once you become a credit union family member you will enjoy instant benefits, including:

  • Consistent personal service and a knowledgeable staff
  • Vacation packages and discounts to several exotic locations
  • Excellent rates of return on savings accounts
  • Low, competitive rates and several loan packages to choose from
  • Great deals on membership clubs such as Costco and Sam’s Club

Why join EM Federal Credit Union? Because, unlike a traditional bank, our credit union members are our owners. We work for you! Share the credit union secret. Tell your family members about the benefits of E M Federal Credit Union and get them enrolled today!


EM Federal Credit Union was an idea born from a simple truth – help our members fulfill their dreams and ambitions. In order to deliver our philosophy we work hard to ensure every aspect of our organization – from our employees to our communications, to our products and services – sets standards of excellence. At EM Federal Credit Union we remember that our business is serving our members and we're committed to doing that better than any other credit union.